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Customer Reaction to Credit Card Surcharge: Managing Loyalty in 2026

Customer Reaction to Credit Card Surcharge: Managing Loyalty in 2026

by Carolina Aponte | Apr 10, 2026 | STRICTLY

Did you know that U.S. merchants paid a staggering $172 billion in credit card processing fees in 2023? It’s a massive drain on your bottom line that feels unavoidable if you want to stay competitive. You’ve likely considered passing these costs along but...
Understanding Customer Reaction to Credit Card Surcharge: A 2026 Strategic Guide

Understanding Customer Reaction to Credit Card Surcharge: A 2026 Strategic Guide

by Carolina Aponte | Apr 10, 2026 | STRICTLY

Did you know that 65% of consumers in a 2025 retail behavior study reported they prefer a transparent surcharge over a hidden “inflation adjustment” fee? It’s no secret that rising merchant discount rates are eating your profits, often taking a 3.5%...
Cash Discount vs Surcharge Program: Choosing the Right Zero-Fee Model in 2026

Cash Discount vs Surcharge Program: Choosing the Right Zero-Fee Model in 2026

by Carolina Aponte | Apr 9, 2026 | STRICTLY

What if the 3.5% processing fee you paid last month wasn’t a mandatory cost of doing business, but a voluntary donation to your bank? In 2024, credit card swipe fees hit a record $172 billion according to the Nilson Report, and these costs are only climbing as...
Cash Discount vs Surcharge Program: A 2026 Comparison for Merchants

Cash Discount vs Surcharge Program: A 2026 Comparison for Merchants

by Carolina Aponte | Apr 9, 2026 | STRICTLY

What if your merchant statement showed exactly $0.00 in processing fees by the end of next month without triggering a single compliance warning from Visa? It’s a frustrating reality that the average small business owner loses up to 4% of their gross revenue to...
What Is a Cash Discount Program? The 2026 Merchant Guide to Zero-Fee Processing

What Is a Cash Discount Program? The 2026 Merchant Guide to Zero-Fee Processing

by Carolina Aponte | Apr 8, 2026 | STRICTLY

What if every credit card swipe at your register didn’t take a bite out of your monthly profits? You already know that merchant service fees are often your third largest expense after labor and rent. According to the 2023 Nilson Report, credit card processing...
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