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What Is Friendly Fraud? Causes, Chargebacks, and Prevention

What Is Friendly Fraud? Causes, Chargebacks, and Prevention

by Carolina Aponte | Oct 11, 2026 | STRICTLY

What if a chargeback marked as fraud came from the customer who made the purchase? That’s the puzzle behind what is friendly fraud: a legitimate transaction disputed by the cardholder, sometimes by mistake and sometimes deliberately. A forgotten subscription, an...
AI Chargeback Prevention: Protecting Your Merchant Revenue in 2026

AI Chargeback Prevention: Protecting Your Merchant Revenue in 2026

by Carolina Aponte | Aug 29, 2026 | STRICTLY

Did you know that 75% of all chargebacks are now classified as “friendly fraud,” and as of April 2026, Visa’s VAMP program has slashed the “excessive” threshold to just 1.5%? It’s exhausting to watch your hard-earned revenue vanish...
Small Business Guide to Chargeback Prevention: 2026 Strategies

Small Business Guide to Chargeback Prevention: 2026 Strategies

by Carolina Aponte | Jul 21, 2026 | STRICTLY

Did you know that for every $1 your company loses to a dispute, the actual cost to your bottom line is a staggering $4.61? When you factor in wasted labor, high merchant fees, and the loss of physical inventory, a single “friendly fraud” incident can feel...
Avoiding Merchant Account Termination in 2026: The Ultimate Stability Guide

Avoiding Merchant Account Termination in 2026: The Ultimate Stability Guide

by Carolina Aponte | May 11, 2026 | STRICTLY

Global chargeback losses are projected to exceed $165 billion by the end of 2026, and for many merchants, the first sign of trouble isn’t a warning email but a frozen bank account. With Visa and Mastercard lowering their excessive chargeback thresholds to 1.5%...
Reducing Chargeback Risk for Online Stores: The 2026 Prevention Guide

Reducing Chargeback Risk for Online Stores: The 2026 Prevention Guide

by Carolina Aponte | Apr 17, 2026 | STRICTLY

Did you know that by 2026, online merchants are projected to lose over $25 billion annually to payment fraud and friendly chargebacks? It’s a staggering figure that hits home when you’re the one losing both your inventory and your hard-earned cash in a...
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