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What Is a Payment Facilitator (PayFac)? A Guide

What Is a Payment Facilitator (PayFac)? A Guide

by Carolina Aponte | Oct 5, 2026 | STRICTLY

What if the company that helps a customer pay also handles much of the merchant’s onboarding? If you’re asking what is a payment facilitator (PayFac), that overlap is what makes the model easy to confuse with payment processors, independent sales organizations (ISOs),...
AI Chargeback Prevention: Protecting Your Merchant Revenue in 2026

AI Chargeback Prevention: Protecting Your Merchant Revenue in 2026

by Carolina Aponte | Aug 29, 2026 | STRICTLY

Did you know that 75% of all chargebacks are now classified as “friendly fraud,” and as of April 2026, Visa’s VAMP program has slashed the “excessive” threshold to just 1.5%? It’s exhausting to watch your hard-earned revenue vanish...
Merchant Account Reporting and Analytics: Turning Payment Data into Growth in 2026

Merchant Account Reporting and Analytics: Turning Payment Data into Growth in 2026

by Carolina Aponte | Jul 12, 2026 | STRICTLY

What if your monthly processing statement wasn’t just a bill, but a roadmap to recapturing 3% of your annual revenue? With average processing fees for small businesses hovering between 2.6% and 3.2% in 2026, simply accepting the cost of doing business is no...
Avoiding Merchant Account Termination in 2026: The Ultimate Stability Guide

Avoiding Merchant Account Termination in 2026: The Ultimate Stability Guide

by Carolina Aponte | May 11, 2026 | STRICTLY

Global chargeback losses are projected to exceed $165 billion by the end of 2026, and for many merchants, the first sign of trouble isn’t a warning email but a frozen bank account. With Visa and Mastercard lowering their excessive chargeback thresholds to 1.5%...
Merchant Account Underwriting Process Explained: A 2026 Guide

Merchant Account Underwriting Process Explained: A 2026 Guide

by Carolina Aponte | May 9, 2026 | STRICTLY

What if the invasive questions and piles of paperwork required for your business aren’t actually hurdles, but the only thing standing between you and a share of the $66.4 billion projected to be lost to eCommerce fraud in 2026? Having your merchant account...
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